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One of the most important pieces of advice financial advisors give to young people is to reframe the way they think about wealth and becoming wealthy. When most people are young they're looking for shortcuts. While a very few will actually end up in the right place at the right time to make this happen, it's not something you should plan for. For almost all of us, long time financial success comes not from lucky financial moves, but from careful and deliberate habits over the course of a lifetime.