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When A Saver and a Spender Become a Couple
from Bigg Success September 15, 2008
We re told that opposites attract. We also hear that money is one of the most frequent things couples argue about. In a lot of relationships, there s a saver and a spender. Or maybe both people are spenders, but they spend differently. One likes to buy bigg ticket items infrequently while the other spends a little bit of money on daily extravagances. ___ ___ ___ We re both pretty frugal, but I have to admit I do like my gadgets. We were at a conference recently and there was a microphone I just had to have! And of course, I do like my clothes. ___ ___ And I like to go out for dinner more often than Mary-Lynn. Do you suppose that has anything to do with the fact that I m the one who usually cooks dinner? ___ How to come to an agreement on the family finances We ve found a good way to reach an agreement, on how your household saves and spends money, is to hold a summit! Heads of state do it; why shouldn t you? This summit has a three-fold purpose: #1 Values You each need to fully understand where the other person is coming from. What s important to him or her? By knowing each other s values when it comes to money, you ll be more flexible in your own financial decisions. For example, a saver may value being debt-free. A spender may think it s important to live a little now. Both positions can easily be defended. If you understand why it s so important to your spouse, you ll be more willing to accommodate his or her desires. You ll find that you re more flexible in looking for solutions. #2 Goals Now that you have a good grasp of your respective values, you can discuss mutual goals. Only now you can both work to help each other get what s important. So the spender will try to find ways to reduce debt. And the saver will see that buying a toy once in a while makes the spender more committed to saving. It s win win! #3 Strategies You can t stop now. With your goals in mind, develop specific strategies. For example, you may each set aside a certain amount from each of your paychecks for debt reduction and that certain toy. You re working together to get more than you could get working alone! ___ Get the tips and tools you need to be a BIGG success. Subscribe to the Bigg Success Weekly it s FREE! ___ Next time, we ll talk about the energy crisis only it has nothing to do with oil. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Related posts 63 Moves to Stop Living from Paycheck to Paycheck You Can Be Debt Free with These 5 Steps Getting Aggressively Passive: Creating A Passive Income That Sets You Free 6 Easy Steps To Financial Freedom (Image by foobean01)
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NYTimes.com - Frugal Traveler: Scotland
from YouTube :: Videos by thenewyorktimes August 15, 2008
NYTimes.com - After three months of constant adventure, the Frugal Traveler, Matt Gross, brings his European journey to a close at the Fringe Festival. Author: TheNewYorkTimes Keywords: NYTimes.com NYT The New York Times Travel Grand Tour Frugal Traveler Scotland Matt Gross Added: August 15, 2008
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NYTimes.com - Frugal Traveler: The Grand Tour
from YouTube :: Videos by thenewyorktimes August 04, 2008
NYTimes.com - The Frugal Traveler, Matt Gross, escapes civilization for the forests of Germany's Harz Mountains, said to be home to witches and ghosts. Author: thenewyorktimes Keywords: NYTimes.com NYT The New York Times NYTimes Frugal Traveler Grand Tour Matt Gross Germany Harz Mountains Added: August 4, 2008
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MOB #37 - Holiday Sales, Internet Entertainment & Scam Auctions
from Millionaire or Bust July 09, 2008
This week s gas price update: $4.499/gallon We start off this week discussing Fourth of July sales. Then we discussed television service replacements. Here are the links to a few of the options we mentioned: Free Internet-Based Cable/Sattelite Replacements Joost.com - CBS shows - PC Intel Based Macs Hulu.com - NBC Fox - PC Mac ABC.com - [...]
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NYTimes.com - Chicago, Illinois
from YouTube :: Videos by thenewyorktimes May 23, 2008
NYTimes.com - Matt Gross, the Frugal Traveler, cuts down on costs, not culture, on a weekend in the Windy City. Author: thenewyorktimes Keywords: NYTimes.com The New York Times Chicago Illinois Matt Gross Frugal Traveler Cuts Down on Cost Culture Windy City Conserve finance Added: May 23, 2008
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