Mad Money Machine

Quotes from the Depression. Dollar coin? More IRS snooping. Rothbard. Rockwell. 4th branch of government? iPhone waste. Gold standard? Total World Stock Index Fund. Check your bank. Walker: Everything is not fine. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com Topics in this week s show include: Quotes from the Depression It would be tough being a financial advisor these days, wouldn t it? Dallas News says Americans won t give up their paper dollar in favor of a dollar coin. Wall St. Journal says we need to get more Vitamin D and the sun is a good place to get it. Housing relief bill passed. Included deep in it is a provision to have the IRS snoop into credit card transactions. Scott emails to say the best paper he s read on banking is The Mystery of Banking by Rothbard. Google for it. Please subscribe to Lew Rockwell s podcast. Collect em all! How about a 4th branch of government? This one simply a up or down vote over the Internet of Is It Constitutional? Michael emails about the waste of lining up to buy an iPhone. He also wonders what a Cramer Contrarian Fund might look like. Richard emails about The Fed and a gold standard. Learning Earning: A Silent Partners Quiz. Chip emails to say WSJ print is only $10 more if you subscribe to the online. Frank emails to ask how much international exposure we should have. I suggest looking at Vanguard s Total World Stock Index (VTWSX) or the equivalent ETF (VT). Tools for checking up on your bank: FDIC: Is my account insured? TheStreet Banking Screener (works in IE) Bankrate.com Pandora for the iPhone is amazing. Our Guru is David M. Walker. Watch one his videos! Also be on the lookout for the movie and book I.O.U.S.A. I say, Who cares? The Chinese are paying for it all anyway! Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Money Control - Voide Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

iShadenfreude defined. Cramer makes money from charity? Warren Buffet Rap. Investing in taxable accounts. XBOX 360 gets Netflix movies. Lew Rockwell laughs at Bernanke. Frontier Market ETFs. Mark Hulbert looks at stock pickers. Zweig vs. Cramer in guru smackdown. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com Topics in this week s show include: An iShadenfreude story about waiting in an iLine for my iPhone. Are you having fun watching Bill Miller shadenfreude? Gold bugs relish the dollar s pain. Michael emails to say that Cramer has other flip-flops such as the one on Amazon last fall. He reaffirmed his love for the stock one day then decapitated a hobby horse to signify his rejection of Amazon the next day. Also, Michael exposes Cramer s exploitation of his charitable fund to make money on subscriptions. How do I inform newcomers of the basics while not boring the old-timers? Warren Buffet rap. Warren Buffet answers a Girl Scout s question about new investors. (hat tip CrossingWallStreet.com) The Learning Earning segment sponsored by Index Funds Advisors explores the silent partners in mutual funds. Be careful when investing in your taxable account to choose a tax-efficient fund. Philip emails to say that the Dave Ramsey course was helpful. My XBOX 360 is going to get more valuable this fall. The are going to redo the dashboard to look more Wii-like and Apple coverflow. Also, it will be able to play Netflix streaming movies. Need to be a Netflix subscriber and XBOX Live Gold subscriber to get it. Lew Rockwell laughs at Ben Bernanke. Frontier Markets ETFs are appearing. Mark Hulbert points to a study showing that stock picking ain t possible. Guru Smackdown! Our Guru is Jason Zweig who writes in a recent article, TV pundits [e.g. Cramer] who shriek out trading advice as if their underpants were on fire. Here is Cramer s response. Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Money Control - Voide Runaway Train - Under Feather Who Are You - Ola Onabule Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Bank failures. iPhone Day. New Learning Earning segment sponsored by IFA.com. SplashID password locker for iPhone. My theory of death. Teaching money in school. Tool is Deluxe Fund Screener. Your feedback. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com Topics in this week s show include: Does this sound familiar: Starting in July , the government and the [banks] began to see what dire straits they were in; the enormous inflation of money and credit , had put the [banks] in danger of going under and illegally failing to maintain payments. Over the next year, the [banks] began a series of enormous contractions, forced curtailment of loans, contractions of credit The contraction of money and credit swiftly bought the United States [a] widespread economic and financial depression. The Nationwide boom-bust cycle had arrived The result of this contraction was a rash of defaults, bankruptcies of business and manufacturers, and a liquidation of unsound investments during the boom. [Rothbard - The Mystery of Banking, pp 204. He s talking about 1818 not 2007.] Today is iPhone day. ITunes 7.7 upgrade is released, giving the ability to download software applications to the iPhone. I m eager to install SplashID to keep my web logins. Had any Jalapeno peppers recently. Uhhhh, I don t feel so good. My theory of death: as we baby boomers get older, we are going to recognize a lot more names in the obituaries every week, not just local folks, but people all over the media. Frank in Vancouver says money should be taught in high school. Brian says he had a pretty good course about money in college. Here s the textbook he used. Learning Earning: Silent Partners. A USL team is guaranteed to make the finals of the US Open Cup. WALL-E is worth seeing multiple times. Adam Curry has theories on oil and the dollar. EconTalk where Russ Roberts talks with Michael Munger about public transportation in Chile is worth a listen. Our Tool helps you find mutual funds. It is the MSN Deluxe Screener for Mutual Funds. I go through some of your suggestions about how I should change the MMM. Thanks for taking the MMM Survey. Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Money Control - Voide Runaway Train - Under Feathers Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Avoid non-systematic risk. Where money comes from you will be surprised. Inflation then deflation. Lunch with Warren. Online outline tool. Stocks are on sale. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com Topics in this week s show include: Mark Hebner explains William Sharpe s definitions of systematic and non-systematic risk. The difference is that the risks inherent in owning individual stocks are not rewarded to investors. Where does money come from? Simply, it is created when someone takes out a loan. It did not exist prior to that event. And when the loan is paid back, the money disappears. So, because of fractional reserve banking, when money is created, what is it that you are paying interest upon anyway? And why are the banks so sad when loans go into default? With all of the credit expansion of recent years due to low interest rates, lots and lots of money was created. More money means inflation. Inflation results in higher prices. But now that money is being destroyed through tightening credit, will we experience the effects of deflation? Lower prices. Maybe a few years down the road. Maybe stocks are being deflated currently while other things take longer to feel the effects. Lunch with Warren Buffet. Cheaper to read his annual report. Our Tool this week is LooseStitch.com an online outliner. Something I ve been seeking for years now. Would be great to merge Natara Bonsai with LooseStitch and have them sync with each other. Are you glad June is over? 10.2% loss for the DJIA. Congratulations to those of you who are still in the accumulation phase of investing! WSJ: How to Buy and Hold (And Sleep at Night) WSJ: Five Lessons from a Wild First Half A review of the Lazy Portfolio Smackdown The Investing sub-category is back at iTunes! Richard writes to say he is going to try the Couch to 5K running plan. Please visit IFA.com and take their Risk Capacity Survey. Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Crazy on You - Heart Dead Not Quick - XRAY DOGS Runaway Train - Under Feathers Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Yikes! Where do we put our money? Warren Buffet says inflation is bad. Myrtle Beach stories. Survey results. Tool: Google Spreadsheet stock quotes. Suze Orman says get active. Russ Roberts buys a new car. Style Drifters. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com Topics in this week s show include: Our Guru is Iron Maiden. They suggest running to the hills. Fama and French say the best time to invest is when economic conditions are worse. Warren Buffet says inflation and stagflation are getting bad. And if he were Fed Chairman, he d resign. The DJI is back to where it was in September 2006. DOW Chemical to raise prices again by 25%. Myrtle Beach stories. On the Wealth of Nations by P.J.O Rourke. The Singularity by Ray Kurzweil. The 4-Hour Workweek by Timothy Ferris. Lights out. Get some sun. Chick-Fil-A had individually wrapped coffee stirrers! What happened to the iTunes Investing category? I toned down the colors. Less orange. Survey results: you guys are old. Cramer s flip-flopping PTO has had a tough few weeks. Tool: Google Spreadsheets and the =GoogleFinance() function to get stock quotes. Happiness = Reality / Expectations Passengers leave $1 million in change to the TSA. Russ Roberts buys a new car. Suze Orman says do active investing. hahaha Step 6: Style Drifters Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Runaway Train - Under Feathers Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Get physically fit as well as financially fit. You ll be running a 5K in only 12 steps. Great music to get you physically functional and timeless words of investment wisdom to get you financially free. Put this one in your playlist to keep forever. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and download the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: I m interested not only in your financial fitness, but also in your physical fitness. Get off the couch and get running or jogging with the Mad Money Machine Couch to 5K Running Plan in 12 Steps based upon the plan originally described at Cool Running. That s 12 graduated running plans starting with Step 1 that alternates between 60 seconds of jogging and 90 seconds of walking. The plan moves you all the way up to Step 12 where you will achieve a full 30 minutes of continuous running. I ve put together some great music to make your jogging effortless. Just listen for my cues on when to start and stop running for each step. Keep running on the same step until you feel comfortable that you can move up to the next one. It doesn t really matter how long it takes you to get to step 12, as long as you re up off the couch! To help you spend your time, in addition to enjoying great music I ll also give you an overview of each of the 12 Steps for Active Investors. You ll not only get in physical shape but also in financial shape at the same time. Learning while running! These timeless tips worth memorizing provide an overview to Mark Hebner s book, Index Funds: The 12-Step Program for Active Investors. You ll learn what it means to be an active investor and why you don t want to be one! By the end of these 12-Steps, you ll be a 5K runner and a couch investor. Music from music.podshow.com: Money - Tems ALTA PLAZA - XRAY DOGS The Pop Culture - DJ Top Shelf Money - Theory in Motion Proof Remixed - Diet Slyce and On the Money - Trap Door Money Control - Voide Money - AbaNDa SHAKE Coz They Invented Money - Gravitator Cashbox - Big Head Todd and The Monsters Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Get your A-shirts on and move into your double-wide trailer! Frugality. Splits. Journey Revelation. Google Spreadsheets Forms. Buffet s Big Bet. 3 candidates. iPhone. MMM Survey. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com Topics in this week s show include: I was going to call this episode A Wifebeater but thought better of it. Scott Burns says old folks should share a double-wide trailer. Please take the MMM Survey! Better than having to live in a double-wide trailer, have Index Funds Advisors help your plan your financial freedom. 12 New Necessities that drain your cash. And buy cheap electronics too. The iPhone 8GB will be $199 (ah, but the ATT monthly plan will be $70 at a minimum). The Stock Chartists are getting dizzy as the S t taken the Risk Capacity Survey because he doesn t have enough money. BAH! You don t need to invest with IFA in order to review the survey results. And here is the link listing alternative investments, such as Vanguard. Caller tries to snare me in a snake pit and answer whether spending time on a real estate business or just buying a REIT would be best. hahaha Our Guru this week is Journey. Get their latest 3-disc album Revelation. Arnel Pineda can out-Perry Steve Perry. Amazon.com: Revelation ASIN: B0018OAP7K I compare Perry and Pineda on Who s Crying Now? Perry will be in your left ear. Pineda will be in your right ear. Or was it the other way around? This week s Tool is Google Spreadsheets that allows you to create Surveys for free. Next week s show, MMM-116, is my interpretation of the Couch to 5K Running plan which I break out into 12 Steps (naturally). Create a playlist in your iTunes software and add MMM-116 into the playlist so that it doesn t get deleted. Buffet has placed a big bet that Vanguard s S&P 500 index fund will beat a collection of hedge funds over 10 years. What should we stock up on at the grocery store? Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Runaway Train - Under Feathers Music from Wal Mart: What It Takes to Win - Journey Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Warren Buffet. Zune. Inflation. Vonage. Bogleheads.org. Backtest Spreadsheet. Sharpe Ratio. STDEV. Efficient Frontier. Box of Cash. Working on MMM-116 its gonna be a runaway hit. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Warren Buffet s Expert Prediction is for a long, deep recession. I ve heard from at least SIX Zune listeners! Please take the MMM Survey! Warren Buffet paid 19% tax in 2006, same as the 19% tax of GDP rate, write Brandon. DOW Chemical hikes prices 20%. If we assume prices will go up, then it makes sense to buy large amounts of non-perishable products now. What should I buy? Email me. Skwiggs says Vonage is even more expensive than Skype and Magic Jack. Yeah, but they don t do existing number transfer. Diehards.org has now officially become Bogleheads.org. And gotten rid of that clunky old Morningstar forum. Our Tool this week is a backtest spreadsheet that Simba worked up over there at Bogleheads.org. You can enter your favorite allocation of Vanguard funds and it will calculate back-tested performance returns and Sharpe ratio going back as far as 1972 through the end of 2007. Use it for the fun of it. I explain the Sharpe Ratio. And also Standard Deviation. And I explain how the line from lower left to upper right on a returns vs. risk chart is the Efficient Frontier. I review the Lazy Portfolio Smackdown results thru May. Man unearths box filled with old cash. Unfortunately, they put it in a box instead of in Index Portfolio 100 because it would be worth $19,861,409 today. Show MMM-116 is something I ve been thinking about doing for over a year now. This one is going to be a keeper for you. Listen to it on your iPod or Zune or iPhone. Our Guru this week is Barton Biggs who thinks we need to be ready for breakdown of civilization. But more significantly, he cites Philip Tetlock in saying that Experts should be ignored as random blather because they are less accurate than even non-specialists as to what is going to happen. They are worse than dart-throwing monkeys. Nouriel Roubini s Expert Prediction remains bearish. Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Cramers says do index funds. Take the MMM Survey. More predictions realized. Inflation. Global interplanetary warming. Vonage. Comparing asset class performance. Where to invest in a 65-year IRA? I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Cramer says, I think individual stocks are too risky. Yes, he really said that. I play it on this show. And he also said, The best way to get to mad money is to start with regular money. That s what this show is all about. That helps Prediction #1 on its way. Do you listen on a Zune? Take the MMM SURVEY! More predictions results: #9: David Beckham scores a 70-yard goal. #4: Ron Paul does better than expected with 24% in Idaho. #6: A Fed governor resigned. Seattle Sounders will have XBOX 360 Live on their jerseys. DC United s say VW. What is the deal with soft drink prices at restaurants these days? $1.95? $2.50? Holy cow. Ice water, please. The gobmint says there is no inflation. Scientists discover global warming not only on earth, but also on Jupiter and Mars. New book coming out The ETF Strategist looks promising. Paul calls to say do get a Mac and don t go Vista Dave has the MadMortgageMachine.com show Douglas says go Ubuntu Linux. Why don t they put a RFID chip in golf balls. Call it the iBall. Then use your iPhone to track and locate it. And play a song when found. (Looks like someone already has.) Vonage seems to work well so far Will Verizon up my bill? Which asset class won over different rolling time periods? David from TheFastMoneyMachine.com wonders where to invest for his daughter s IRA, planning for 65 years from now. I think this is a good time to take on some additional risk in the beginning. Tilt more toward small, value, emerging markets, and REITS, or maybe just buy PTO and be done with it. Or how about half VGENX and half VGPMX? The musical interpretation of Step 5: Manager Pickers Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Too Far Gone - The Dogs Divine Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Answering all questions via iPhone. Prediction #8 comes true. Beating the market explained graphically. Emails and calls. Please prove market timing works. Lots more meat I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: An email from Paul in San Antonio is what it is all about for me. Got a question? If I had an iPhone (well the new 3G one at least) I could answer that for you. I m cutting expenses in hopes of saving for iPhone service. Prediction #8 came true. I review the new ETFs of ETFs from PowerShares. Why have an advisor when you could do it yourself and save paying their fee? Because: An advisor can evaluate and re-evaluate your risk capacity and make sure you are invested properly. An advisor can perform tax-loss harvesting. An advisor can make cash flow decisions when you put more money in the account and take money out of the account. IFA has sophisticated reporting of your performance which takes into account cash flow. IFA is a safe haven for regulatory compliance; they are looking out for YOUR best financial interest not trying to maximize some sales commission. Tool this week is this graphic, Figure 8-18 from IFA.com. If you understand this, you are way ahead of the game: The take-away of this graphic is that small-cap and value stocks have a higher expected return than the total market. You want your portfolio to be above and to the right of the dashed diagonal line. Tax revenues will be 19.5% of GDP no matter what the rate is, so why not make the rate low and the tax laws simple? David from Fast Money Machine says I should look at trends and Fibonnaci lines and know when to sell. I say, show me proof. Dominik wants to know if he should trust new index funds in Germany. I recommend going with iShares or Vanguard. Take our your cellphone and look at the number 4. Then dial 206-734-4763 and leave me a message. Going to be near Irvine CA on June 3rd? Definitely don t miss IFA s Lunch and Learn seminar. Please tell them I sent you. Please call or write me and tell me how it went for you. Why am I not a customer of IFA? Regulatory compliance. I m taking one for the team. Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Radio Caroline - Jonny Dongel 9.5 Beats - Infallible Sexual Tension - Infallible Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Warren Buffett s advice. Don t try to beat the market, BE the market. Little money to invest? My recommendations. Magic demystified. New look. No WSJ. Millionaire secrets. LOST Time Loop. More I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Which is the best active manager for your investments? Here s help for overcoming your active trading addiction. Market returns *are* superior returns! Warren Buffett says buy index funds. Will you listen? Roshan wants to know where someone with little money can invest in index funds. I finished Biography of the Dollar by Craig Karmin. Nice read. Get a copy from your local library. I recommend listening to EconTalk podcast interview with Craig Anderson talking about his upcoming book FREE. The LOST Time Loop Theory The Magic Formula hasn t been so magical after all Does this web site s new look work for you? My last issue of the WSJ has come and gone. I m doin OK so far. Keith wants to know if mutual fund companies go out of business, do they take my money with them? Tired of paying PayPal 4% of the money you get? Try RevolutionMoneyExchange.com (and let me know how well it works). The Secrets of Self-Made Millionaires Triple Witching defined. Bottom line: don t worry about it. Listen to the Giant Pool of Money episode of This American Life. Music from music.podshow.com: Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Steel pennies, really? Ten WORST GAMES. Budget tightening. Photo Story. Negative comments! Symbiosis. Planned Obsolescence in investing? I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Congress doesn t have the cents to get rid of pennies. Out of 4461 (and counting) games, what are the Top Ten WORST BOARD GAMES? How do you think Monopoly and Battleship rank? Try a highly-ranked game. I m tightening our budget. Gone to Vonage instead of FiOS. Dropped the sports package. And even dropped the Wall Street Journal. Can I survive? I ll let you know. Also planning to eat in a lot more. Both to save money and to save health. Tell me some place you can go and order kale. Did you look at the previous posting? Still think the market has no where to go but up? Our Tool this week is another money-saver. Coupons.com. Next birthday or retirement party, use Microsoft Photo Story. to create a movie from a collection of old photos. It is easy. I review the Lazy Portfolio Smackdown thru April. Tim sends me and email with two negative comments. I LOVE IT. Send me yours at Feedback [at] MadMoneyMachine [dot] com. Realize the Google ads here are not hand picked by me. Click at your own risk. But do click if you want to help support the MMM! IFA and MMM have a symbiotic relationship. IFA doesn t make their money by trading in your account. They are there to help you. Let em! And yes, I do like DFA over Vanguard. Razors. Toothbrushes. Mutual Funds. What do they have in common? Planned Obsolescence! Music from music.podshow.com: Alta Plaza - XRAY DOGS Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Mr Drucker s inflation. Green Haze? Purple Acres? The Revolution. Gold standard. Tan ear buds. Evolution of wealth. Stuck in a Keogh? Clean out the tool crib. Portfolios. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Mr. Drucker can t believe gas is up to $0.13 a gallon. The President says we should drill in Anwar. Will that really lower oil prices? I think there is more to it than just supply and demand of oil. I think we should also consider the supply and demand of dollars. Remember, the definition of inflation is an increase in the supply of money. Rising prices are the result of inflation. Green Haze? Purple Acres? Jimi Hendrix is spinning. I spent my HD-DVD rebate. Got the books. Finished reading The Revolution: A Manifesto. It is #1 at Amazon! Gold standard simply means adjusting the supply of money so that its value is fixed in proportion to gold. Right now we have an interest rate standard, which moves up and down of course. Why can t I buy earbuds for my iPod in tan color? Our Guru is Eric D. Beinhocker, the author of The Origin of Wealth: Evolution, Complexity, and the Radical Remaking of Economics. Fascinating synthesis of advanced computer science and economic thinking. Richard says I ve converted him from an active investor to a passive investor. Wonders how to deal with his Keogh plan and the actively managed mutual funds in there. Cleaning out the Tool Crib this week. You can read Reminiscences of a Stock Operator by Edwin Lefevre for free. Covestor.com is a curious ranking of stock pickers. What we really need is a web site that ranks the winners of the roulette wheel and shares their secrets. We review some of the portfolios at Foliodex.com, specifically the Cramer *Stability* portfolio and the Hard Times portfolio as suggested by Agorafinancial. Dave in Canada joins Active Investors Anonymous and says check out Poker Smash for the XBOX 360. Financial Freedom means doing what you love and maybe even still making some money doing it. Music from music.podshow.com: Alta Plaza - XRAY DOGS Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Schpoonleeka. Add cream and sugar first! Three RCSes. What if you missed just the 40 biggest gain days in 10 years? Pundit batting averages. Which 401K statement do you want? Amazon rebate. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Schpoonleeka! Why do people put in cream and sugar in after pouring the coffee?? Why not put it in first and eliminate the need to stir it? Starbucks has the long wooden stirrers. Lick the end and put it back. Burnt coffee. Pike Place Roast. Where s the $0.50 coffee? Take one of THREE Risk Capacity Surveys RIGHT NOW! John Bogle says now doesn t seem to be a good time to either buy or sell stocks. He should read Step 4. What if you missed just the 10 top trading days in a ten year period? Instead of 8.4% annualized gain it would be a 3.4% annualized gain. OUCH! Which 401K financial statement would you rather have at age 65? Plan A: $1,244,260 or Plan B: $766,694 The difference? Only 1.5% year in fees in Plan B! Do you have an old 401K Plan lying around after having left an employer? TRANSFER IT TO AN INDEX FUNDS ADVISORS IRA TODAY!!! Musical interpretation of Step 4: Time Pickers. READING NOW Ron Paul: The Revolution Craig Karmin: Biography of the Dollar Ludwig von Mises: Human Action Music from music.podshow.com: Alta Plaza - XRAY DOGS Coffee Man - Calvin Owens Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

IFA Ads work! Stories from Bermuda. Guns, Cocaine, Brothels. Shipwrecks. Coin shortages. Unlimited food. Miracle Fruit. John Adams. Cramer s Stability portfolio. Google stockscreener. LPS updated. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: IFA Advertising on MMM is WORKING! Stories from our Bermuda cruise Guns, Cocaine, and Brothels Bermuda tattoo Bingo Shipwreck.net, scratched gold coins coin shortages Unlimited food Dread fruit: the opposite of Miracle Fruit? HBO s fantastic John Adams Cramer s 2008 *Stability* Portfolio includes DOW, PBT, WWE, CPL, and HCP Tool is Google Finance Stockscreener I ve updated the Lazy Portfolio Smackdown to include March dividends. Music from music.podshow.com: Alta Plaza - XRAY DOGS Healthy Eating - Dan Elson Money - Theory in Motion Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Congressman David Crockett, yes Davy Crockett, on charity and the US Constitution. I was celebrating 15 glorious years of marital bliss (yes, with my wife) in Bermuda this past week. So in lieu of a normal show, I read this wonderful story about congressman Davy Crockett. I hope you enjoy it. I ll be back to the normal routine next Friday and tell you all about my trip.

April is a bad month to speculate. Proof that past stock prices don t predict their future price. I m asking you to delete that picture. Tons of pennies. I love Portal. Review Lazy Portfolio Smackdown. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: April is a bad month to speculate on stocks. I list the other bad times also. Jim Cramer has to be right 4 times to beat the market: Which stock t pick a winning stock based upon its past stock price. IGotCramered.com is back in action now. Law enforcement official asks you do do something? Some guy stores tons of copper pennies in his garage. I loved playing Portal. Definitely recommended! Amazon.com: Portal ASIN: B00140P9G0 Bohemian Financial Rhapsody Is this the real price? Is this just fantasy? Financial landslide No escape from reality Open your eyes And look at your buys and see. I m now a poor boy (poor boy) High-yielding casualty Because I bought it high, watched it blow Rating high, value low Any way the Fed goes Doesn t really matter to me, to me Mama - just killed my fund Quoted CDO s instead Pulled the trigger, now it s dead Mama - I had just begun These CDO s have blown it all away Mama - oooh-hoo-ooo I still wanna buy I sometimes wish I d never left Goldman at all. (guitar solo) ~~~ I see a little silhouette of a Fed Bernanke! Bernanke! Can you save the whole market? Monolines and munis - very very frightening me! Super senior, super senior Super senior CDO - magnifico I m long of subprime, nobody loves me He s long of subprime CDO fantasy Spare the margin call you monstrous PB! Easy come easy go, will you let me go? Peloton! No - we will not let you go - let him go Peloton! We will not let you go (let him go !) Peloton! We will not let you go - let me go Will not let you go let me go (never) Never let you go - let me go Never let me go ooo No, no, no, no, No, NO, NO ! - Oh mama mia, mama mia, mama mia let me go S t do this to me Just gotta get out - just gotta get right outta here Ooh yeah, ooh yeah No price really matters No liquidity Nothing really matters - no price really matters to me Any way the Fed goes .. Matrix Rhapsody managing the economy? Can we please get back to using REAL money? I review the results of the 2008 Lazy Portfolio Smackdown sponsored by Index Funds Advisors. The bears are leading the charge, so far Music from music.podshow.com (and from YouTube.com): Runaway Train - Under Feather Money - Theory in Motion Bohemian Financial Rhapsody - Geoff Smith Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

What lost decade? A novel of financial collapse. Fed comic books. Another guru says buy gold. Say goodbye to pennies, nickels, and quarters. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: According to the Benchmark Your Portfolio tool at IFA.com, while it may have been a Lost Decade for the US Large Cap stocks, turns out it was a Boss Decade for a broadly diversified portfolio of index funds such as the Index Portfolio 100. Results 99 thru 07 US Large Cap Index Portfolio 100 Annualized Return 0.70% 9.49% Annualized SD 13.86% 14.33% Growth of $1 $1.06 $2.26 Results are adjusted for inflation. You got Rickrolled! What lost decade? Indexfolio 100 is up 130% I read Full Faith a novel about financial collapse. Reading now: The Creature from Jekyll Island by G. Edward Griffin The Dick Davis Dividend The Disciplined Investor by Andrew Horowitz From Wall St. to the Great Wall by Burton Malkiel Gold: The Once and Future Money by Lewis Check out the Index Funds Advisors quote of the week. Find me at Twitter: MadMoneyMachine Our Tool isn t IGotCramered.com because it apparently got Cramered. Our Tool instead is a series of comic books about the Federal Reserve. The musical interpretation of Step 3: Stock Pickers I review the Fox Business panel s stock picks for 2008 We went to the Dollar store and got 22 things. Will it go the way of Motel 6? Penny Dreadful says they talked about rounding to a nickel. Bogus! Round to the dime by simply dropping a decimal place. Then eliminate production of pennies and nickels (and quarters). Lost faith in Capitalism yet? Read Ten Days that Changed Capitalism. Our Guru says the price of gold is a reciprocal of confidence in Ben Bernanke and folks like him. Music from music.podshow.com (and from YouTube.com): Never Gonna Give You Up - Rick Astley Runaway Train - Under Feather Money - Theory in Motion Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Did the Plunge Protection Team save the markets this week? Our Guru says active investors spend $100 Billion per year trying to beat the market. Our Tool measures the implosion. Cramer s recommendation on BS. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: How are you doing? What a wild market. I think this one has more uncertainty in it than the dot com crash. Perhaps not paying attention to the market is the best idea? These are indeed interesting times. I detail my active trading failures. EconTalk was great this week. Catch the interview with Tyler Cowen about the Fed and the gold standard. Good stuff. Russ needs to read up about why gold makes good money though. Christopher says to say hey to Rikard in Japan. If the market prices in all that is known about the markets, why does it keep going down? I don t think Jim Cramer was saying stay in Bear Stearns stock, I think he meant to keep your account there if you had one. Nonetheless, people are up in arms. And don t forget to visit the Cramer Crap auction. Ron Paul asks John McCain about the Plunge Protection Team. John sounds like Miss Teen SC. Read the article about the PPT in the WaPo. Here s someone saying the PPT bought stocks last Tuesday. Here s an article refuting the PPT as an urban myth. Our Guru says active investors are spending a whopping $100 Billion per year trying to beat the stock market. Mark Hulbert takes up the story in the NYTimes. I read the Kindergardner s Guide to the Credit Crisis Our Tool helps you keep track as the popcorn kernels pop. Check out the Index Funds Advisors quote of the week. Find me at Twitter: MadMoneyMachine Music from music.podshow.com: ALTA PLAZA - XRAY DOGS A Rush of Air DiscoBalls Mix - monotommy Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Inflation or DEflation? Shutting down the FED. Where to invest now. Guru says go for the gold. Tool helps calculate worth of money. Gold inches toward sextillion. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Is it time to Whip Inflation Now? I actually remember having one of these buttons. I didn t know at the time, nay, I didn t learn until about 30 years later, that inflation was caused by the government creating more money and not buy greedy businesses, as was told to us all along. Are we headed for inflation? OR Deflation? OR BOTH AT THE SAME TIME? According to the Resource Investor podcast, gold does good during both inflation and deflation. Jim Rogers says if he were Fed chairman, he would shut it down and then resign. I wish I would have listened to him and bought commodities. So, where do we invest now? One thing is for certain, picking individual stocks won t beat the market. Instead, buy the WHOLE market using low-cost index funds. Our Guru said that a gold standard is the only way to protect us against the welfare statists. Congress is taking up HR 5512 to try to modernize our coins. They instead should just eliminate them. Our Tool helps you calculate how much your cash is worth today. Stock pickers don t use the proper benchmark. They compare themselves to cash instead of to a portfolio of index funds. And even then, they don t calculate the risks they are taking. Relax and listen to some music. Gold goes over $1000. Warren Buffet says our country is experiencing widespread pain. He also admits a mistake in his investments. But, he says America will still prosper. How can someone who becomes a state governor be such a fool? Isn t there any good politician? Don t join the fool s brigade. Take the Risk Capacity Survey and fight for your financial freedom. Find me at Twitter: MadMoneyMachine Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Good as Gold - Admiral Twin The Fools Brigade - Admiral Twin Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Here now for a self-fulfilling prediction: I said you d be seeing more of Jim Rogers in 2008 as commodities and China take the headlines. Here now is Jim on CNBC the other day in an interesting (sometimes funny!) interview in which he says the Fed is doing a poor job, throwing gas on a raging fire. The other central banks around the world are doing much better. At least they *acknowledge* there is inflation. If you want to take his advice and buy agriculture and currencies, you may want to do some homework on DBA, FXY, FXF, and FXA. Possibly DBC as well. Oh, and SKF!

Gold going to $1,000,000,000,000,000,000,000/oz? My Mr. Sharpe portfolio. Guru on The Fall of the USA. Warren Buffet. Step 2. Family Project. Board games. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Family project: A trip to China? Waiting to buy an iPhone. John Davidson says change in China is in the form of small bills. Two top board games are Puerto Rico and Power Grid. Evander says I need to check my web site from some other computer just to see what others are seeing. What are you seeing? I review the Lazy Portfolio Smackdown results so far. See that star at the top left of the image? That would have a high Sharpe Ratio. I explain The Perfect Portfolio that I have found. It is the Mr. Sharpe portfolio. I m buying VGPMX, VGENX, FXA, GLD, SLV, and even some SKF (which I didn t mention on the show). Our Guru this week is Bill Bonner of the Daily Reckoning site and co-author of Empire of Debt: The Rise of an Epic Financial Crisis. Written 2.5 years ago, it is proving to be a pretty accurate prophesy. The government taxes us twice with inflation. By printing money (causing rising prices) and by capital gains taxes on those risen prices. Warren Buffet said, You can t say that the trouble we ve experienced and the trouble we re likely to experience won t lead to something pretty severe. The Rich Dad guy and his guest Mike Malone say gold might go to a sextillion dollars per ounce (at the 12:45 minute mark). Who can you believe? Step 2: The Nobel Laureates. Find me at Twitter: MadMoneyMachine Music from music.podshow.com: Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

I reveal the secret I ve kept for 2 years. Congratulations on show 100 come from lots of folks. Revisiting some fun things from past shows. OK, it is an extravaganza. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Mark Hebner calls in congratulations. Thank you Mark! Rich from Boston calls in congratulations. He took the Risk Capacity Survey and got a copy of Index Funds: The 12-Step Program for Active Investors! Three of my favorite songs as a youngster were Last Train to Clarksville - The Monkees Band of Gold - Freda Payne American Pie - Don Maclean Garen calls in congratulations. What are my favorite shows? Revisiting 24 Golfing buddy John calls in. When we are running this country, there will be a lot less to run. Revisiting The Enlightening Round David from The Fast Money Machine calls in congratulations and wonders why they only get a penny for your thoughts when you give your two cents worth? Pete calls in congratulations and thinks I m going to become more like John Tesh? Revisiting Da Cramer Code Our Guru this week has a secret no longer. Revisiting Stock Pickin Blues Jack writes congratulations and says he is still drinking Lipton Cold Brew! Wade writes congratulations and says don t forget about getting rid of quarters too. Revisiting Buy and Hold Now Boy Next show in 2 weeks, March 7th, show #101: The Perfect Portfolio Tweet me at Twitter: MadMoneyMachine.com Revisiting Maybe I m Amazed at Jimmy Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

FANTASTIC TOOL: FOLIODEX.COM. Agent 99. My rant on pennies and nickels. An Obama nation? He whose name shall not be spoken wants to rally. Emailers. Guru s new book. Save keystrokes. 1984. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Show number 99 celebrated with Toto s 99. Whoops, some of you folks don t like music. Get Smart the movie will be out this spring. Get rid of pennies and nickels? Better yet: get rid of a decimal place! Obama thinks that when you keep your own money that what it really means is that it is taking money from social programs. They think estate taxes are great for the gobmint because, after all, the guy s DEAD, so let s go get his money! Presidential candidate HE WHOSE NAME SHALL NOT BE UTTERED wants a march on Washington to help reach the Remnant. Yahoo! TechTicker is up and running and Jim Rogers was an early guest. Thanks to an Email from Paul in Rhode Island for alerting me. Garen recommends the book The Economic Naturalist by Robert H. Frank. Fun to read especially if you don t have a BS degree in economics. Garen also asks about Harry S. Dent, the demographic stock forecaster. Barry in Newfoundland wants to know how to get started in index investing for those of us who do not have the type of capital on hand to get into the game. Answer: 1) Invest in company-matched retirement plan. 2) Save money. 3) Buy VTSMX or VTMGX for a minimum of $3000. Our Guru, Phil DeMuth, writes Ben Stein s recent books for him and the latest book is a doozy. The keyboard shortcut to save you thousands of keystrokes: In the address bar of your browser, instead of typing the full URL (like http://www.ifa.com) just type IFA and then press CTRL-Enter and magic happens! While you are at IFA, take their Risk Capacity Survey. This is absolutely the first step you need to take! Get the free 4-CD set An Audio Journey to Tradeless Nivana. Our Tool this week is fantastic. The kind folks at Foliodex.com notified me that they are putting together a tool to help compare lazy portfolios! Check out the current results and compare the Lazy Portfolio Smackdown entries! Have you read chapter 2 of Index Funds: The 12-Step Program for Active Investors? Gotta know those three factors! Anais Mitchell plays 1984. Music from music.podshow.com: ALTA PLAZA - X-RAY DOGS Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Are you part of The Remnant? Super Tuesday results. Wesley Snipes. IRS cost basis reporting. David calls in. How about a podcast with the four independent guys? Capitalism. Lazy Portfolio Smackdown review. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Results from Super Tuesday Call the voicemail line to support show #100 Take the Risk Capacity Survey, then buy a copy of Index Funds: The 12-Step Program for Active Investors Wesley Snipes was found not guilty of tax fraud. But was convicted of misdemeanor accounts for failure to file a tax return. Pres Bush wants to make that a felony now. Congrats Wesley. Gobmint may make law requiring brokerage firms to report your cost basis. David from The Fast Money Machine calls in with two questions. Why hold MSFT and worry about the taxes? Listener, what do you think? Should the four of us top independent investing podcasts (including Andrew Horowitz The Disciplined Investor and Brian Preston The Money-Guy) team up to make a podcast? Our Guru s Reality Guide has 10 questions to help you find out if you are a member of the Remnant. Jack writes about Capitalism. Is it in trouble? He cites two interesting sources: The Story of Stuff and Marketplace - American Public Radio Consumed. Mark Hebner has always said there are only two times when you should sell funds from your portfolio 1) When you need the money or 2) When you lose your faith in capitalism. Note that if #2 happens, we probably have bigger things to worry about! I review the Lazy Portfolio Smackdown both for one month and for over seven years. Music from music.podshow.com: ALTA PLAZA - X-RAY DOGS The Immigrant Song - Ann Wilson Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Change! Could we REALLY eliminate the income tax? Politicians want the change from our pockets. What to do in a recession. Guru says buy China and commodities. Tool for making your own e-book. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Change: Bag of $1000 face value silver quarters and dimes = $12,501.20 Tears for Fears - Change Change: Should you buy a Liberty Dollar? Change: Yahoo s TechTicker will feature Henry Blodget Change: HD-DVD vs. Blu-Ray Charge: Some banks charge $3 ATM fees? Eric Clapton - Change the World Do you agree with me that these would be great CHANGES: eliminate taxes on dividends, savings, capital gains, social security benefits, tips and repeal the death tax Freeze non-defense, non-entitlement spending at current levels televise Federal Reserve meetings legalize competing currencies repeal Sarbanes/Oxley Change: Income tax is only 12% of Federal budget. Eliminate it! All of the candidates are saying they want change. What most of them mean is they want the change from our pockets. Charge: Paul s economic advisor to the campaign was last show s guru. I m hoping that Ron finds someone named Boyer to run as his veep. Then all the signs would say PAUL-BOYER 2008. Heck, I d even settle for a Douglas. Recessions: Lazy Portfolio Guy isn t so lazy when it comes to saying SELL IFA Feature: Recessions Out of the last 50 years or 600 months, October 1987 was the worst one month decline in Index Portfolios 15 to 100. How long did it take Index Portfolios to recover? IP100: after a 21.79% decline in Oct. 1987? IP70: after a 16.62% decline in Oct. 1987? IP50: after a 12.61% decline in Oct. 1987? IP30: after a 8.12% decline in Oct. 1987? The only change you need to make is to rebalance your portfolio annually. Our Guru (and also a previous guru) says there s little trouble investing in big China. China is trying to weather the harsh winter. But you don t have to buy individual stocks, instead look at VWO, EEM, DEMSX, or a tiny tiny holding in FXI. He also said buy commodities. You can get VGPMX or DBC instead. Our Tool helps make your own books for the Kindle! Change: I m liking my Kindle. I ll probably read more than two books this year Next Friday: Update on Lazy Portfolio Smackdown CALL 206-734-4763 AND LEAVE A MESSAGE FOR SHOW #100 Music: Tears for Fears - Change Eric Clapton - If I Could Change the World Music from music.podshow.com: Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Songs to sell stocks by. Our guru is a permabear.I answer Jim s question more politely. VOIP. The Great Awakening. Clementines! The Tool I m using now. I ENCOURAGE you to Download this show thru iTunes! But, if you just cannot deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: How s the bear market treating you? Are you taking on too much risk? Do you know the total return of Index Portfolio 60 from 1 Jan 2000 through 31 Dec 2007? Check it out for yourself at IFA.com s benchmark your portfolio tool. Or if you re lazy like me, the answer it 93%. It would take a pretty severe bear market to wipe that out, wouldn t it? What s the deal with my mailman putting the delivery in our garage? Hey, how about ringing the doorbell or something next time? Our Guru thinks the CPI measure of inflation is bogus. He says the Federal Reserve is unconstitutional. He says save old pennies and all nickels. He says buy gold, international stocks, and keep some cash for buying up bargains. Not dissimilar to what we ve been saying here. But he says don t buy mutual funds. Perhaps he doesn t know the magic of index funds and ETFs. His weekly show can be found here. I try again to answer Jim s question about whether this would be a good time to invest in Indexfolio 100 and how to get increased risk levels. Thanks for your ideas for replacing my FiOS phone service with something cheaper, namely VOIP. Do you get the feeling that this is a time of Great Awakening? I encourage you to buy a box of clementines. A wonderful way to get your 5-a-day fruit and veg servings. I m using our Tool right now to write this posting. Now, if you take the Risk Capacity Survey at IFA.com, they will send you a free copy of the 4-CD set entitled An Audio Journey to Tradeless Nirvana. Get yours today! Music: I m Going Down - Bruce Springsteen I Fall Down - U2 Stand or Fall - The Fixx Falling Down - Tears for Fears Don t Let the Sun Go Down on Me - Clay Aiken Breakdown - The Alan Parsons Project The End of the Innocence - Don Henley It s the End of the World As We Know It - R.E.M. Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Macbook Tablet? Guru knows recession is here. Jekyll Island. Outliner tool. What is the year-to-year market correlation? Passive government beats active government. Rock Band. Half Life 2. I ENCOURAGE you to Download this show thru iTunes! But, if you just can t possibly deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: The Clairvoyant Society of London will not meet Tuesday due to unforeseen circumstances. - An advertisement in the Financial Times, as quoted in A Random Walk Down Wall Street, 9th Edition, by Burton Malkiel Check out all the new stuff at IFA.com. For example, this chart showing the correlation of one year s stock returns versus its previous year. Our Guru knows that a recession is coming, so sell. Yomomma2000 says I need to come out of my dark room and realize what I ve done (I ve proved the wisdom of the crowds in the stock market in show 94). Elaine says read The Creature from Jekyll Island. Here s a talk that G. Edward Griffin gave. It is definitely worth a listen. Any counter-story to this out there? Why is the Federal Reserve Banking System GOOD? Amazon.com: The Creature from Jekyll Island ISBN: 0912986395 ISBN-13: 9780912986395 I like the idea of issuing certificates of ownership for shares in GLD and allowing people to trade these like MONEY. Tool: I love outliner programs like Natara Bonsai. Anyone know of a full-featured one that is web-enabled? I d even pay Federal Reserve Points for it! Jim asks whether this would be a good time to invest in IFA Index Portfolio 100. Jim also asks how one might create a Index Portfolio 120 or 150 or 200. One could, but I doubt anyone has the stomach to accept the downside risk. Go to IFA.com and at the bottom of the page take a look at the Risk Reward Optimization chart. In the menu, click on item 10. Then click on Portfolio 100 and click on 1 Year. The MacBook Air was announced. OK, so no Apple Tablet. But I guess you really do need a keyboard after all. I d rather pay $899 than $1799 though. I ve been playing Rock Band and also Half Life 2 from the Orange Box. Keith recommended that I talk about any long term case studies of people who invested with Index Funds Advisors. IFA now has a sample client s return that is from an actual client. (Please use Internet Explorer) The amazing thing to note is THEIR CLIENT S RESULT WAS EXACTLY THE SAME AS THE PORTFOLIO 70 S BENCHMARK. Dennis wants to know how to get started in investing in an index fund portfolio. For continued guidance, I recommend reading the Diehards forum. Just like passive investing beats active investing, so too does passive government beat active government. Let the free markets do the work, please! We don t need a temporary economic stimulus package. We need permanent government downsizing. I take a raw look a the results of the Lazy Portfolios for 2007. More later stay subscribed. Music from music.podshow.com: ALTA PLAZA - XRAY DOGS The Pop Culture - DJ Top Shelf Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Gurus, gurus, gurus! Boglehead contest. Amazon Kindle. MMM Public Lazy Portfolio Smackdown results! Step 1 Quiz. I ENCOURAGE you to Download this show thru iTunes! But, if you just can t possibly deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: The investor with a portfolio of sound stocks should expect their prices to fluctuate and should neither be concerned by sizable declines nor become excited by sizable advances. He should always remember that market quotations are there for his convenience, either to be taken advantage of or to be ignored. Benjamin Graham, The Intelligent Investor, 1949 as quoted in John Bogle s The Little Book of Common Sense Investing Two out of ten predictions already realized: Commodities prices are in vogue Ron Paul did better (but then worse) than expected Boglehead Contest: Predict the close of the S m too lazy to compute them (Yahoo historical quotes isn t factoring in December dividends yet.) Results of the Mad Money Machine PUBLIC Portfolio Smackdown. The average of all stock pickers was 5.3%. The VTI was up 5.3%. The Step 1 Quiz Our Guru this week talks about the broken window. BONUS GURU! Talks about Momentum investing and he is not whom you would expect! DOUBLE BONUS GURU!! talks about 4 other ETF asset classes Be sure and check out the latest EconTalk podcast about Edward Castronova on the Exodus to the Virtual World Music from music.podshow.com: ALTA PLAZA - XRAY DOGS Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763

Movies and books. Passport application story. Survivalism. Predictions. Get rid of landline? 2007 Portfolio Smackdown Results. Jim Cramer s stocks of the year results. Tool. Guru. I ENCOURAGE you to Download this show thru iTunes! But, if you just can t possibly deal with that then go ahead and Play the new show right now The Mad Money Machine is proud to be sponsored by Index Funds Advisors at ifa.com. Topics in this week s show include: Movies: Live Free or Die Hard and Enchanted Book: An Enemy of the State by F. Paul Wilson Mad Money movie coming out soon My passport application story More survivalism Fox Business some stock predictions for 2008 Should I get rid of our landline? 2007 Portfolio Smackdown Results I review Jim Cramer s stocks of the year for 2007 Our Tool helps you figure out your politics A listener sends topic ideas for 2008 Our Guru has the cure for inflation Music from music.podshow.com: ALTA PLAZA - XRAY DOGS The Pop Culture - DJ Top Shelf Runaway Train - Under Feather Email me: feedback at Mad Money Machine dot com, or comment, or Call me on the Mad Money Machine voicemail line at 206-734-4763